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Savings Account Calculator

The savings account calculator below shows how much you'll have saved after a given number of years at a compound interest rate. It also shows the final balance and how much of this balance is due to interest earnings. This savings account calculator is very easy to use and lets you compare outcomes at different rates, such as those paid by different banks.

How to use the calculator:

  • Put your original deposit amount into the box for "Principal"
  • Enter your interest rate in the "Rate" box
  • Enter a time period into the "Years" box, either in years or in months. In the case of months, enter in the "Years" field the corresponding number in the table at right. For example, for a period of 6 months, enter 0.50 in "Years" box.
Savings Account Interest Calculator
Principal Months
1 = .08
2 = .17
3 = .25
4 = .33
5 = .42
6 = .50
7 = .58
8 = .67
9 = .75
10 = .83
11 = .92
Rate
Years
Final Amount:
Interest Earned:  
 

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This savings account calculator shows you how much a single deposit will be worth in the future.  You can use it to compare accounts and determine whether if it is worth to switch banks for a better rate. However, plain interest earnings is not the whole story, and other factors should be taken into account when choosing the best savings account for you, such as bank fees deposits an withdrawals limitations, minimum balance, and taxes. Due to their complicated nature, all these factors cannot be incorporated into the savings account calculator, but the saver should be aware of them.
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